Kelowna Dental Clinic Helping You Understand Your CDCP Coverage
The CDCP covers a broad range of oral health care services, from preventive care to major restorative treatments. Depending on your eligibility and treatment needs, covered services may include:
Diagnostic and Preventive Services
This includes dental exams, routine checkups, emergency exams, dental x-rays, teeth cleanings, fluoride applications, and preventative dental care services that help maintain oral health and prevent more serious dental problems.
Basic Dental Services
The plan may cover permanent and temporary fillings, pain control for diseased teeth, and treatment for cavities.
Endodontic Services
More advanced procedures such as root canal treatments, pulpectomies, and treatments designed to relieve infection or pain may also be covered.
Periodontal Services
Coverage may include gum and bone treatments, cleaning under the gumline, management of abscesses, and non-surgical treatment for gum disease.
Major Restorative Services
This includes repairs to crowns and dentures. Certain procedures, such as crowns and posts, may require pre-approval under the CDCP before treatment can proceed.
Oral Surgery
The CDCP may also help cover surgical extractions, cyst removal, and treatments for broken jawbones or other urgent oral health concerns.
Anesthesia and Sedation
For some procedures, anesthesia or sedation may be covered. More extensive sedation treatments, including general anesthesia, may require pre-approval.
Ready to use your CDCP benefits for dental care in Kelowna?
Who is Eligible for the CDCP?
To benefit from the CDCP, applicants must meet all of the following eligibility criteria:
- You don’t already have access to dental insurance. This means that you and your family members do not have any existing dental insurance coverage through an employer or government program.
- Your adjusted family net income is less than $90,000 annually
- You are a Canadian resident for tax purposes
- You filed your tax return for the previous year
If you are unsure whether you qualify, our Kelowna dental team can help you understand the basics and direct you to the appropriate CDCP resources.
Income Brackets and CDCP Coverage
The amount the CDCP covers depends on your adjusted family net income. Here’s a breakdown of how income affects the portion of costs the plan may cover:
| Adjusted Family Net Income | CDCP Coverage | Co-Payment |
| Under $70,000 | 100% | $0 |
| $70,000–$79,999 | 60% | 40% |
| $80,000–$89,999 | 40% | 60% |
| $90,000+ | Not eligible | N/A |
How to Apply for the CDCP
If you meet the eligibility criteria and are ready to apply, you can do so online through the official CDCP application portal.
- You may need the following information:
- Social Insurance Number (SIN)
- Date of birth for each applicant and your spouse or common-law partner
- Home and mailing address
- Information on existing dental coverage through government social programs, if applicable
- Your most recent Notice of Assessment
When applying for children, submit one application for all children under 18. Only one parent or guardian should apply for them to help avoid delays.
How CDCP Works at Our Kelowna Dental Clinic
Using your CDCP benefits at Advance Dental is straightforward.
- Confirm your CDCP eligibility.
- Book an appointment with our Kelowna dental clinic.
- Bring your CDCP information to your appointment.
- Our team will review your treatment needs and explain potential coverage.
- Receive care with a clear understanding of your treatment options and any associated costs.
Ready to use your CDCP benefits?
Why Choose Advance Dental Kelowna for Your CDCP-Covered Dental Care?
Finding a Kelowna dentist who accepts CDCP coverage should feel simple. At Advance Dental, we provide comprehensive dental care for patients of all ages, with a focus on comfort, communication, and long-term oral health.
Patients choose our Kelowna dental clinic for:
- Family dental care in Kelowna
- Emergency dental appointments
- Preventive dental care
- Restorative and cosmetic dentistry
- Friendly and experienced dentists
- Clear explanations of treatment options
- Convenient Gordon Drive location
- Our goal is to help patients access quality dental care without confusion, pressure, or unnecessary stress.
Important Considerations: Co-payments and Additional Charges
Even if you are approved for the CDCP, there may still be additional charges depending on the type of service and your adjusted family net income.
Before beginning treatment, we recommend asking your oral health provider for a breakdown of potential costs so there are no surprises. Patients may still be responsible for co-payments, costs above CDCP established fees, or services not fully covered under the plan.
For those receiving pension benefits or with a valid Disability Tax Credit certificate, coordinating benefits with the CDCP may further help reduce out-of-pocket expenses.
CDCP Dental Care for Families, Seniors, and Eligible Adults in Kelowna
The Canadian Dental Care Plan is helping more Canadians access dental care, including eligible children, adults, seniors, and people with qualifying disabilities.
At Advance Dental we provide dental care for:
- Children and teens
- Adults
- Seniors
- Families
- Patients with urgent dental concerns
- Patients returning to dental care after a long gap
Whether it has been six months or several years since your last dental appointment, our dental team are here to help you move forward comfortably.
Affordable Dental Care in Kelowna Through the CDCP
The Canadian Dental Care Plan (CDCP) is a federal dental program designed to help eligible Canadian residents reduce the cost of essential oral health care services. The plan helps reduce financial barriers and allows more individuals and families to access preventative, restorative, and emergency dental care.
At Advance Dental Kelowna, our team helps patients understand how CDCP coverage may apply to their dental care. We know dental costs can make it harder to get treatment, which is why we aim to make the process as clear and stress-free as possible.
Frequently Asked Questions About CDCP Coverage for Dental Care in Kelowna
Your co-payment is based on your adjusted family net income. Families earning less than $70,000 may not have a co-payment for eligible services at CDCP established fees, while households between $70,000 and $89,999 may be responsible for a percentage of costs.
Orthodontic services are expected to become available under the CDCP based on medical need and may include spending limits or additional approval requirements.
Patients may be responsible for paying the difference directly to their dental provider if clinic fees exceed CDCP reimbursement amounts. Always confirm potential costs before treatment begins.
Yes. Advance Dental Kelowna accepts eligible patients with Canadian Dental Care Plan coverage.
The CDCP may help cover emergency dental services related to pain, infection, broken teeth, or urgent oral health issues.
